The Managed Mortgage Investment Fund, LP. provides short term private mortgage financing (hard
money loans) secured by investment real estate. We provide these loans to be used for the
acquisition, rehabilitation and equity cash out of commercial and residential income properties in
Texas.
Our private mortgage money offers unique advantages for real estate investors. We are able to close
most loans in 2 weeks or less whereas institutional lenders require 6 weeks or more to close and
fund a commercial mortgage loan. Further, our loans are asset based; the real property itself is the
basis of our lending decision. Hence, if a property is producing or can produce sufficient income to
pay our note and the value of the property will fully secure the note and provide sufficient equity, then
the borrower’s credit is not an issue. Instead of concentrating on minute detail of the borrower’s
credit history as institutional lenders do, we concentrate our due diligence efforts on the real estate
securing the loan. We provide the professional real estate investor with the ability to borrow on
underwriting criteria not available through institutional lenders. No credit check or detailed application
forms are required and we can usually render a decision in 24 hours.
We lend up to 65% of appraised value with no seasoning requirements and no minimum investment
required on the part of the borrower, in other words financing of up to 100% of the purchase price is
possible. Our loans are interest only, paid monthly and due in one year, renewable for a second
year. We make 1st liens, with interest rates at 14% to 16%. No application fee or other costs are due
up front; our fee is 6 points at closing.
If you are interested in utilizing our private money mortgage for the purchase, rehabilitation or equity
cash out of investment property, or would like more information, please do not hesitate to contact me
a (832) 577-8838 or email me at don@privatemortgagefinancing.com.
money loans) secured by investment real estate. We provide these loans to be used for the
acquisition, rehabilitation and equity cash out of commercial and residential income properties in
Texas.
Our private mortgage money offers unique advantages for real estate investors. We are able to close
most loans in 2 weeks or less whereas institutional lenders require 6 weeks or more to close and
fund a commercial mortgage loan. Further, our loans are asset based; the real property itself is the
basis of our lending decision. Hence, if a property is producing or can produce sufficient income to
pay our note and the value of the property will fully secure the note and provide sufficient equity, then
the borrower’s credit is not an issue. Instead of concentrating on minute detail of the borrower’s
credit history as institutional lenders do, we concentrate our due diligence efforts on the real estate
securing the loan. We provide the professional real estate investor with the ability to borrow on
underwriting criteria not available through institutional lenders. No credit check or detailed application
forms are required and we can usually render a decision in 24 hours.
We lend up to 65% of appraised value with no seasoning requirements and no minimum investment
required on the part of the borrower, in other words financing of up to 100% of the purchase price is
possible. Our loans are interest only, paid monthly and due in one year, renewable for a second
year. We make 1st liens, with interest rates at 14% to 16%. No application fee or other costs are due
up front; our fee is 6 points at closing.
If you are interested in utilizing our private money mortgage for the purchase, rehabilitation or equity
cash out of investment property, or would like more information, please do not hesitate to contact me
a (832) 577-8838 or email me at don@privatemortgagefinancing.com.
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24 Greenway Plaza
Suite 1822
Houston, Texas 77046
(P) 832.577.8838
(F) 281.966.1655
dkonipol@yahoo.com
Suite 1822
Houston, Texas 77046
(P) 832.577.8838
(F) 281.966.1655
dkonipol@yahoo.com
MANAGED MORTGAGE INVESTMENT FUND IS A TRUE DIRECT LENDER. A TRUE "DIRECT
LENDER" HAS FUNDS AVAILABLE WHEN YOU CALL. THERE ARE NO INVESTORS OR
FINANCIAL INSTITUTIONS TO WAIT ON. WHEN THE FUNDS ARE AVAILABLE NOW, THE LOAN
PROCESS CAN BE REDUCED TO AS LITTLE AS TWO DAYS. YOUR LOAN WON'T HAVE TO BE
REVIEWED BY THE LENDER AND THEN GO THROUGH ANOTHER APPROVAL PROCESS.
LENDER" HAS FUNDS AVAILABLE WHEN YOU CALL. THERE ARE NO INVESTORS OR
FINANCIAL INSTITUTIONS TO WAIT ON. WHEN THE FUNDS ARE AVAILABLE NOW, THE LOAN
PROCESS CAN BE REDUCED TO AS LITTLE AS TWO DAYS. YOUR LOAN WON'T HAVE TO BE
REVIEWED BY THE LENDER AND THEN GO THROUGH ANOTHER APPROVAL PROCESS.
Hard Money Loan - A loan that is underwritten with the condition and value of the property as the
primary criteria for approval. Secondary issues may include the ability of the borrower to repay the
loan and/or the ability of the borrower to manage the property or successfully complete a rehab and
sell the property. Owner occupancy, debt ratios and other issues are seldom a factor. Appraisals are
another key benefit. These loans are usually approved within days and are often funded in two weeks
or under with times as short as two or three days not uncommon. The cost for the benefits of speed of
funding, lax underwriting and other advantages is typically a moderately high interest rate (usually low
to mid teens) and high points (usually 5 to 10).
primary criteria for approval. Secondary issues may include the ability of the borrower to repay the
loan and/or the ability of the borrower to manage the property or successfully complete a rehab and
sell the property. Owner occupancy, debt ratios and other issues are seldom a factor. Appraisals are
another key benefit. These loans are usually approved within days and are often funded in two weeks
or under with times as short as two or three days not uncommon. The cost for the benefits of speed of
funding, lax underwriting and other advantages is typically a moderately high interest rate (usually low
to mid teens) and high points (usually 5 to 10).
MANAGED MORTGAGE INVESTMENT FUND LP
We provide our investors with the opportunity to invest in a diversified portfolio of high interest, short
term mortgage notes with an average interest rate of 14%. These loans are usually for duration of
one year and provide a monthly income with interest only payments.
Our loans never exceed 65% of the current appraised property value. We handle all details including
loan servicing, with the investor receiving unit ownership in the investment fund.
We are able to obtain these high yields because of unique advantages we offer to the professional
real estate investor. We are able to close most loans in 2 weeks or less whereas institutional
lenders require 6 weeks or more to close and fund a commercial mortgage loan. Further our loans
are asset based; the real property itself is the basis of our lending decision. Hence, if the property is
producing sufficient income to pay our note and the value of the property will fully secure the note and
provide sufficient equity, then the borrower’s credit is not an issue. Instead of concentrating on
minute detail of the borrowers credit history as institutional lenders do, we concentrate our due
diligence efforts on the real estate securing the loan. We provide a borrower with the ability to borrow
on underwriting criteria not available through institutional lenders, hence our investors are able to
receive much higher yields with no increased risk.
If you are interested in investing in private mortgages and would like a copy of our Private Placement
Memorandum please do not hesitate to contact us at (832) 577 - 8838 or email us at
don@privatemortgagefinancing.com.
